You may pay premiums for auto insurance to protect you in the event of a car accident, homeowners' insurance to provide you with money to rebuild after a house fire, medical insurance to pay for preventive care and bills when you become ill, and long-term disability insurance to provide income if you are unable to work.

Your insurance policy is a legal contract, and when you have paid your premiums, your provider is obligated to pay benefits promptly according to the terms of the policy. If your insurance company is not dealing fairly with you, denying or failing to pay your legitimate claim for damages, you may be entitled to an insurance bad faith claim. Contact our Kingston office to make arrangements for a free consultation with an insurance bad faith lawyer.

Stalling · Low-Balling · Unexplained Denials

Your insurance provider is required under Pennsylvania law to investigate your claim promptly, pay any undisputed amount of the claim in a timely manner, provide you with regular communication about the status of your claim, and provide a reasonable explanation of any claim denial or reduced offer for settlement. Your insurance company may try to pressure you into an unreasonably low settlement, knowing that you need the payment to cover your expenses. The company may ignore your claim, hiding behind an automated telephone answering service in the hope you will become discouraged and give up. The company may simply fail to send a check, holding onto the money as long as possible.

Your insurance provider may be putting you at great financial risk if the matter is not resolved in a timely manner. As your attorneys  we will see that your insurance company promptly pays you a fair amount. If necessary we will go to court, and in addition to the benefits covered under your policy may be able to recover punitive damages for the insurance company's bad faith.